Unsecured Loans

Compare unsecured business loans to see how much you could borrow. Fund a range of business costs with no need to put up any assets as security.

How much do you want to borrow

Our Lender Panel

Grow your business with Silvertime

  • No collateral required, so personal or business assets are not at risk.
  • Faster approval and less paperwork than secured loans.
  • Flexible use of funds (business expenses, debt consolidation, emergencies).
Get Started

3 simple steps to get 
funded with Silvertime

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  • 1

    Apply Online

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  • 2

    Talk to a human

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  • 3

    Get approved

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What types of Unsecured Loans are available?

  • Revolving credit facility

    A revolving credit facility is a flexible type of loan or credit arrangement that allows a borrower to borrow, repay, and borrow again up to an agreed credit limit. It’s often compared to a credit card but is typically used by businesses for cash flow management.

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  • Term loan

    A term loan is a type of loan where a borrower receives a lump sum upfront and agrees to repay it over a set period with regular payments, usually including both principal and interest. It’s one of the most common forms of business and personal financing.

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  • Short term loan

    A short-term loan is a loan that is borrowed and repaid over a short period, usually less than one year, though sometimes up to two years. It’s commonly used to cover immediate cash flow needs rather than long-term investments.

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Frequently asked questions

  • Amounts are generally smaller than secured loans, since lenders have no collateral. Personal unsecured loans often range from a few thousand to £50,000. Business unsecured loans depend on revenue, creditworthiness, and lender policy.

  • Most unsecured loans are flexible: personal, business, debt consolidation, or other general needs. Some lenders may restrict certain uses (e.g., investment speculation).

    CTA
  • Yes, but approval depends heavily on creditworthiness and financial projections. Lenders may require personal guarantees for new businesses.