Our Lender Panel

Grow your business with Silvertime

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Get Started

Our business strategy has helped many businesses across the UK

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+450M Million funded to UK businesses
100's of trusted UK lenders
+5000 Businesses supported

3 simple steps to get 
funded with Silvertime

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  • 1

    Apply Online

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  • 2

    Talk to a human

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  • 3

    Get approved

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What types of asset finance are available?

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  • Equipment Leasing

    This works like an extended rental agreement. The lender will buy the equipment and then lease it to you for a fee. You can then use the equipment as needed and will be responsible for its maintenance and upkeep, but you never actually own the item. This type of leasing arrangement usually comes with a fixed interest rate and term, so you make the same repayments each month.

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  • Hire Purchase

    This works like an extended rental agreement. The lender will buy the equipment and then lease it to you for a fee. You can then use the equipment as needed and will be responsible for its maintenance and upkeep, but you never actually own the item. This type of leasing arrangement usually comes with a fixed interest rate and term, so you make the same repayments each month.

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  • Finance leases

    This works like an extended rental agreement. The lender will buy the equipment and then lease it to you for a fee. You can then use the equipment as needed and will be responsible for its maintenance and upkeep, but you never actually own the item. This type of leasing arrangement usually comes with a fixed interest rate and term, so you make the same repayments each month.

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  • Operating leases

    This works like an extended rental agreement. The lender will buy the equipment and then lease it to you for a fee. You can then use the equipment as needed and will be responsible for its maintenance and upkeep, but you never actually own the item. This type of leasing arrangement usually comes with a fixed interest rate and term, so you make the same repayments each month.

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  • Asset finance

    This works like an extended rental agreement. The lender will buy the equipment and then lease it to you for a fee. You can then use the equipment as needed and will be responsible for its maintenance and upkeep, but you never actually own the item. This type of leasing arrangement usually comes with a fixed interest rate and term, so you make the same repayments each month.

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Frequently asked questions

  • There are several things to consider before applying for asset finance, including:

    • How much you want to borrow – It’s important to know how much the item you need to buy costs, so you know how much you need to borrow. This is especially Hyperlink → if it is being custom made for your business.
    • How much you need to borrow – The amount you need to borrow will help determine the best type of asset finance for your circumstances, as well as the repayment terms. If you choose a longer-term loan, this usually means Hyperlink → monthly repayments but more to pay back overall.
    • What assets you want to buy/refinance – The type of item you want to buy or put up for refinance might influence the asset finance company you could use, especially if it involved specialist equipment.
  • There are several things to consider before applying for asset finance, including:

    • How much you want to borrow – It’s important to know how much the item you need to buy costs, so you know how much you need to borrow. This is especially Hyperlink → if it is being custom made for your business.
    • How much you need to borrow – The amount you need to borrow will help determine the best type of asset finance for your circumstances, as well as the repayment terms. If you choose a longer-term loan, this usually means Hyperlink → monthly repayments but more to pay back overall.
    • What assets you want to buy/refinance – The type of item you want to buy or put up for refinance might influence the asset finance company you could use, especially if it involved specialist equipment.
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  • There are several things to consider before applying for asset finance, including:

    • How much you want to borrow – It’s important to know how much the item you need to buy costs, so you know how much you need to borrow. This is especially Hyperlink → if it is being custom made for your business.
    • How much you need to borrow – The amount you need to borrow will help determine the best type of asset finance for your circumstances, as well as the repayment terms. If you choose a longer-term loan, this usually means Hyperlink → monthly repayments but more to pay back overall.
    • What assets you want to buy/refinance – The type of item you want to buy or put up for refinance might influence the asset finance company you could use, especially if it involved specialist equipment.
  • There are several things to consider before applying for asset finance, including:

    • How much you want to borrow – It’s important to know how much the item you need to buy costs, so you know how much you need to borrow. This is especially Hyperlink → if it is being custom made for your business.
    • How much you need to borrow – The amount you need to borrow will help determine the best type of asset finance for your circumstances, as well as the repayment terms. If you choose a longer-term loan, this usually means Hyperlink → monthly repayments but more to pay back overall.
    • What assets you want to buy/refinance – The type of item you want to buy or put up for refinance might influence the asset finance company you could use, especially if it involved specialist equipment.
  • There are several things to consider before applying for asset finance, including:

    • How much you want to borrow – It’s important to know how much the item you need to buy costs, so you know how much you need to borrow. This is especially Hyperlink → if it is being custom made for your business.
    • How much you need to borrow – The amount you need to borrow will help determine the best type of asset finance for your circumstances, as well as the repayment terms. If you choose a longer-term loan, this usually means Hyperlink → monthly repayments but more to pay back overall.
    • What assets you want to buy/refinance – The type of item you want to buy or put up for refinance might influence the asset finance company you could use, especially if it involved specialist equipment.